New Ninth Circuit Case Limits Standing of ERISA “Plan Beneficiaries” to Exclude Healthcare Providers

On Behalf of | Apr 10, 2017 | Bad Faith, Benefits, Disability Insurance, Disability Insurance News, ERISA, ERISA - Church Plans, ERISA - Government Plans, Firm News, Insurance Bad Faith, Insurance Litigation Blog, Insurance Questions and Concepts

The McKennon Law Group PC periodically publishes articles on its Insurance Litigation and Disability Insurance News blogs that deal with frequently asked questions in insurance bad faith, life insurance, long term disability insurance, annuities, accidental death...

When Does ERISA Apply to a “Continued” or “Converted” Group Insurance Policy?

On Behalf of | Mar 24, 2017 | Bad Faith, Benefits, Disability Insurance, Disability Insurance News, ERISA, ERISA - Church Plans, ERISA - Government Plans, Firm News, Insurance Bad Faith, Insurance Litigation Blog, Insurance Questions and Concepts

The McKennon Law Group PC periodically publishes articles on its Insurance Litigation and Disability Insurance News blogs that deal with frequently asked questions in insurance bad faith, life insurance, long term disability insurance, annuities, accidental death...

When and Why Government Plans are not Governed by ERISA

On Behalf of | Feb 24, 2017 | Bad Faith, Breach of Contract, Disability Insurance, ERISA, ERISA - Church Plans, Firm News, Health/Medical Insurance, Insurance Bad Faith, Insurance Litigation Blog, Insurance Questions and Concepts, Life Insurance, Long Term Care Insurance, Property & Casualty Insurance

The McKennon Law Group PC periodically publishes articles on its California Insurance Litigation Blog that deal with related issues in a series of articles dealing with insurance bad faith, life insurance, long-term disability and short-term disability insurance,...

Demystifying an ERISA Disability Insurance Claim: A Timeline for a Misunderstood Employee Benefit

On Behalf of | Jan 13, 2017 | Disability Insurance, Disability Insurance News, ERISA, ERISA - Statute of Limitations, Firm News, Insurance Litigation Blog, Insurance Questions and Concepts, Policy Interpretation

The McKennon Law Group PC periodically publishes articles on its California Insurance Litigation Blog that deal with frequently asked questions in the insurance bad faith, life insurance, long term disability insurance, annuities, accidental death insurance, ERISA and...

For ERISA Disability Insurance Appeals, A Claimant Who is a Day Late May Not Be a Dollar Short

On Behalf of | Jun 10, 2015 | Case Updates, Disability Insurance, Disability Insurance News, ERISA, Firm News, Insurance Litigation Blog, Insurance Questions and Concepts, Policy Interpretation

Under most long-term disability insurance plans governed by the Employee Retirement Income Security Act of 1974 (“ERISA”), a claimant must appeal the denial of any claim for benefits within 180 days of the denial letter. Unless the appeal is made within that strict...

Insurers Do Not Have Discretionary Authority, Absent Clear Language in Official Plan Documents

On Behalf of | Apr 30, 2015 | Case Updates, Disability Insurance, Disability Insurance News, ERISA, ERISA - Abuse of Discretion, ERISA - Administrative Record, ERISA - De Novo Review, ERISA - Standard of Review, Firm News, Insurance Litigation Blog, Insurance Questions and Concepts, Policy Interpretation

In actions brought under the Employee Retirement Income Security Act of 1974 (“ERISA”), two roads diverge in federal court—and the court’s choice regarding the applicable standard of review can make all the difference in the scope of permissible evidence.  If the...

How to Read Your ERISA Disability Denial Letter: A Gritty Exploration of the Common Language in Actual Denial Letters and How to Respond to Them

On Behalf of | Nov 25, 2013 | Disability Insurance, Disability Insurance News, ERISA, Firm News, Insurance Litigation Blog, Insurance Questions and Concepts

If your ERISA short-term disability or long-term disability claim was denied, you likely received a dry, lengthy rejection letter explaining the basis for the denial.  This letter may appear persuasive, but insurers/claims administrators often offer improper...

FAQs: What do you need to know about long-term care insurance?

On Behalf of | Aug 29, 2013 | Disability Insurance, Disability Insurance News, Firm News, Insurance Litigation Blog, Insurance Questions and Concepts, Long Term Care Insurance

The McKennon Law Group PC periodically publishes articles on its California Insurance Litigation Blog that deal with frequently asked questions in the insurance bad faith, life insurance, long term disability insurance, annuities, accidental death insurance, ERISA and...

FAQs: Should You Hire an Attorney to Help You With Your ERISA Appeal?

On Behalf of | Jul 22, 2013 | Disability Insurance, Disability Insurance News, ERISA, Firm News, Insurance Litigation Blog, Insurance Questions and Concepts, Life Insurance

The McKennon Law Group PC periodically publishes articles on its California Insurance Litigation Blog that deal with frequently asked questions in the insurance bad faith, life insurance, long term disability insurance, annuities, accidental death insurance and ERISA...

Ten Things to Know Before You File a Claim for Long-Term Disability Insurance Benefits

On Behalf of | Jul 15, 2013 | Disability Insurance, Disability Insurance News, ERISA, Firm News, Insurance Litigation Blog, Insurance Questions and Concepts

1. Make Sure You Have a Complete Copy of Your Plan/Policy – The first step when making a claim for long-term disability insurance benefits is to secure a copy of your policy. If your employer provided your insurance coverage, request a full and complete copy of your...