On Behalf of McKennon Law Group PC | Oct 2, 2018 | Bad Faith, Firm News, Insurance Bad Faith, Insurance Commissioner, Insurance Litigation Blog, Policy Interpretation, Regulations, Unfair Business Practices/Unfair Competition
Every insurance policy, including disability, life, health or accidental death policies, contains an implied covenant of good faith and fair dealing between the insurance company and the insured. This covenant requires that insurance companies refrain from acting in a...
On Behalf of McKennon Law Group PC | Nov 22, 2016 | Firm News, Insurance Commissioner, Insurance Litigation Blog, Life Insurance
Today, the California Department of Insurance launched a new online tool, the Life Insurance Policy Locator, which is available to help consumers search for possible life insurance policy or annuity proceeds anywhere in the nation. “Many potential beneficiaries are...
On Behalf of McKennon Law Group PC | Apr 29, 2016 | Firm News, Insurance Commissioner, Insurance Litigation Blog, Life Insurance, Social Security Administration
Four years ago we blogged about Metropolitan Life Insurance Company’s (“MetLife”) inconsistent use of the Social Security Administration’s Death Master File database to deprive beneficiaries of $40 million in life insurance benefits. See...
On Behalf of McKennon Law Group PC | Oct 14, 2015 | Disability Insurance News, Insurance Commissioner, Insurance Litigation Blog, Long Term Care Insurance, News
Short-term disability insurance and long-term disability insurance policies provide insurance benefits to consumers who are unable to continue working due to injury or sickness. Such coverage can be offered as a benefit of employment by an employer (in which case,...
On Behalf of McKennon Law Group PC | Oct 8, 2015 | Firm News, Insurance Commissioner, Long Term Care Insurance, News, News Blog
Long-term care insurance covers long-term personal and custodial care services, including in a variety of settings such as your home, a community organization or other facility. Long-term care insurance policies reimburse policyholders a daily amount (up to a...
On Behalf of McKennon Law Group PC | Jan 8, 2015 | Firm News, Insurance Commissioner, Legislation, News
Insurance Commissioner Dave Jones announced that during the 2014 legislative session that Governor Jerry Brown signed nine bills sponsored by the California Department of Insurance (“CDI”). A bill that adds protections for small businesses that took effect in 2014...
On Behalf of McKennon Law Group PC | Dec 16, 2014 | Firm News, Health/Medical Insurance, Insurance Commissioner
On Sunday December 14, 2014, CBS’ 60 Minutes program contained a segment entitled “Denied” which highlights that insurers routinely deny, based on lack of medical necessity, treatment for patients with mental illnesses, especially those for long-term in-patient care...
On Behalf of McKennon Law Group PC | Oct 28, 2014 | Case Updates, Disability Insurance, Disability Insurance News, Firm News, Insurance Commissioner, Insurance Litigation Blog
There is a commonly held belief that every disability insurance policy sold to the public has been actually reviewed and approved by the California Department of Insurance. Indeed, California Insurance Code section 10291.5 requires the Insurance Commissioner to...
On Behalf of McKennon Law Group PC | Jun 3, 2013 | Disability Insurance, Disability Insurance News, Firm News, Insurance Commissioner, Insurance Litigation Blog
Following an investigation conducted by the California Department of Insurance via a market conduct examination, as well as insurance regulators from Connecticut, Maine, Massachusetts and Pennsylvania, CIGNA and these states’ insurance regulators, reached a settlement...
On Behalf of McKennon Law Group PC | Oct 1, 2012 | Firm News, Insurance Commissioner, Life Insurance
Insurance Commissioner Dave Jones last week announced that Governor Jerry Brown has signed AB 1747, authored by Assembly Member Mike Feuer (D-Los Angeles). The bill was strongly supported by Commissioner Jones and the California Department of Insurance and provides...