On Behalf of McKennon Law Group PC | Feb 3, 2018 | Disability Insurance News, Firm News, Health/Medical Insurance, Legal Articles
After using a diabetes insulin pump for nine years, David Lazarus suddenly received a denial letter from his insurer, Blue Cross Blue Shield of Illinois. The denial letter notified Lazarus that his employer’s health plan would no longer cover the cost of his diabetes...
On Behalf of McKennon Law Group PC | Sep 28, 2017 | Disability Insurance, Disability Insurance News, ERISA, Firm News, Group Plans, Health/Medical Insurance, Insurance Litigation Blog, News Blog
Summary Plan Descriptions (“SPD”) under ERISA are required to be given to plan participants, and they provide plan participants with the most important summary of plan terms they need to know regarding their ERISA governed plans. ERISA requires SPDs to “be written in...
On Behalf of McKennon Law Group PC | Aug 5, 2017 | Disability Insurance, Disability Insurance News, ERISA, Firm News, Group Plans, Health/Medical Insurance
When individuals are enrolled in a group benefit plans, they are typically provided with a “Summary Plan Description” (“SPD”) which is a document that communicates plan rights and obligations to participants and beneficiaries under their ERISA plan. While the actual...
On Behalf of McKennon Law Group PC | May 24, 2017 | Case Updates, Disability Insurance, Disability Insurance News, ERISA, ERISA - Abuse of Discretion, ERISA - De Novo Review, ERISA - Preemption, ERISA - Standard of Review, Firm News, Health/Medical Insurance, Insurance Litigation Blog, Life Insurance, Policy Interpretation
Disability and life insurers frequently include clauses in their insurance policies affording them complete discretion to decide whether a claim has merit. The clauses usually state the insurer has total discretion to decide whether the claimant is eligible for the...
On Behalf of McKennon Law Group PC | Feb 24, 2017 | Bad Faith, Breach of Contract, Disability Insurance, ERISA, ERISA - Church Plans, Firm News, Health/Medical Insurance, Insurance Bad Faith, Insurance Litigation Blog, Insurance Questions and Concepts, Life Insurance, Long Term Care Insurance, Property & Casualty Insurance
The McKennon Law Group PC periodically publishes articles on its California Insurance Litigation Blog that deal with related issues in a series of articles dealing with insurance bad faith, life insurance, long-term disability and short-term disability insurance,...
On Behalf of McKennon Law Group PC | Feb 21, 2017 | Bad Faith, Disability Insurance News, ERISA, Firm News, Health/Medical Insurance, Insurance Bad Faith, Insurance Litigation Blog
The McKennon Law Group PC periodically publishes articles on its California Insurance Litigation Blog that deal with related issues in a series of articles dealing with insurance bad faith, life insurance, long-term disability and short-term disability insurance,...
On Behalf of McKennon Law Group PC | Feb 2, 2017 | Bad Faith, Disability Insurance, Disability Insurance News, ERISA, ERISA - Abuse of Discretion, Firm News, Health/Medical Insurance, Insurance Bad Faith, Insurance Litigation Blog, Life Insurance
The U.S. Department of Labor estimates that a whopping 75 percent of long-term disability claims are denied. With over six decades of collective experience representing both insurers and their policyholders, the lawyers at McKennon Law Group PC have seen insurers...
On Behalf of McKennon Law Group PC | Dec 13, 2016 | Bad Faith, Case Updates, Disability Insurance News, Expert Testimony, Firm News, Health/Medical Insurance, Insurance Litigation Blog, Punitive Damages
During their Presidential election campaigns, Donald Trump and Hillary Clinton spotlighted for America flaws in our criminal justice system. They raised questions about whether the criminal probe into Ms. Clinton’s private email server was handled honestly or...
On Behalf of McKennon Law Group PC | Dec 6, 2016 | Firm News, Health/Medical Insurance, Insurance Litigation Blog
The most common complaint McKennon Law Group PC hears from medical providers is that insurers refuse to pay for the services provided to their insureds, even after the medical provider sought and obtained a pre-authorization from the insurer for the services provided...
On Behalf of McKennon Law Group PC | Dec 10, 2015 | Disability Insurance News, ERISA, Health/Medical Insurance, News, News Blog
From time to time, the U.S. Department of Labor promulgates new regulations governing disability insurance benefit claims and health insurance benefit claims that are governed by the Employee Retirement Income Security Act of 1974, commonly referred to as ERISA. The...