Los Angeles and Orange County Disability Insurance and ERISA Claim Attorneys Fight AXA Equitable Life Insurance Company Claim Denials
At McKennon Law Group PC, we aggressively fight insurers to pursue your right to receive benefits from life insurance and long-term and short-term disability insurers like AXA Equitable Life Insurance Company, in part, because we know insurers like Equitable Life. McKennon Law Group PC’s founder, Robert J. McKennon, and some of the other attorneys at McKennon Law Group PC previously represented Equitable/AXA and other insurance companies for many years. There is no law firm better situated to litigate your life, disability, medical or long-term care insurance claim denial than McKennon Law Group PC.
In 1859, Henry Hyde left the Mutual Life Insurance Company of New York to start his own endeavor. Originally known as the Equitable Life Assurance Society of America, Equitable became a big player in the insurance industry within ten years from its founding. By 1970, Equitable introduced a line of individual variable annuity products and six years later, pioneered variable life insurance. In 1992, Equitable converted from a mutual to a stock company, with a $1 billion-dollar investment from the AXA Group, and became a member of the Global AXA Group. Shortly thereafter, AXA Group acquired National Mutual, AXA Equitable Life Insurance Company and MONY Life Insurance Company of America. It officially changed its name to Axa Equitable Life Insurance Company in 2004 and is headquartered in New York, NY. It is a publicly traded company with over $1.6 trillion in total assets.
Like many other insurance companies, AXA Equitable Life offers a wide variety of insurance products, including life insurance (term, whole, universal and variable), retirement (variable annuities and individual retirement accounts), investments (brokerage and advisory accounts as well as mutual funds) and others.
How does Equitable Life Deny Life and Disability Insurance Claims?
Berkshire denies claims based on many reasons including, but not limited to, the following:
- Equitable Life asserts the medical evidence does not support the life or disability claim
- Equitable Life asserts the claimant did not provide adequate medical support for the life or disability claim
- Equitable Life asserts the claimant did not provide documentation or proof of loss evidence in a timely manner
- Equitable Life asserts the medical condition which is the subject of the claim is a pre-existing condition
- Equitable Life asserts the insurance application contained materially false information, and thus the policy can be rescinded
- Equitable Life asserts surveillance of the claimant suggests that the claimant is not totally disabled
- Equitable Life asserts the claimant’s policy has lapsed for failure to pay premiums
- Equitable Life asserts an exclusion in the life or disability policy precludes coverage for the claim
What Should Disability or Life Insurance Claimants Look for When Equitable Life Denies a Claim?
- Equitable Life improperly investigating the claim
- Equitable Life improperly obtaining opinions from unqualified persons/supposed experts
- Equitable Life improperly misreading or misinterpreting medical records
- Equitable Life improperly hiring and using biased “independent” medical reviewers and examiners
- Equitable Life improperly denying a claim without any medical examination
- Equitable Life improperly refusing to acknowledge subjective disabling conditions such as mental disorders, autoimmune disorders, fibromyalgia, and chronic fatigue syndrome because there is no objective evidence of the condition
- Equitable Life improperly asserting a pre-existing condition
- Equitable Life improperly attempting to rescind the policy
- Equitable Life improperly denying a claim with the intent to wear the claimant down
- Equitable Life improperly over-relying on surveillance evidence
- Equitable Life improperly over-relying on social media evidence
- Equitable Life improperly asserting a lapse of a life policy
- Equitable Life improperly failing to have a meaningful dialogue with the claimant
- Equitable Life improperly failing to use findings by the Social Security Administration to support a disability claim
If you feel you have a wrongfully denied claim for disability, life or other insurance involving Equitable Life, the McKennon Law Group PC will fight for your life, disability and long-term benefits.
Having an aggressive and experienced disability, health and life insurance attorney is the most important decision you can make for the success of your insurance claim. If your claim for health, life, accidental death or dismemberment, short-term disability or long-term disability insurance has been wrongfully denied or suddenly terminated, fill out a free consultation form or call (949) 387-9595 to schedule a free consultation with the attorneys of the McKennon Law Group PC, several of whom previously represented insurance companies and are exceptionally experienced in handling ERISA and non-ERISA, bad faith insurance claims.